Loan Think

We're hearing at the MBA’s secondary market conference that with many housing finance indicators and forecasts suggesting a downshift in refinancing and a modest pickup in purchases on the way, market participants do not want to be caught unprepared.

In the modern world, paper documents are an obstacle between servicers and their own potential competitiveness.

Compliance is one of the big topics of discussion at this year’s Mortgage Bankers Association National Secondary Market Conference in New York.

We're hearing that cloud computing may weigh heavily on the future of mobile device management for the financial services industry—in a good way.

We're hearing that the deck is stacked against Mel Watt, and his chances of being confirmed by the Senate and sworn in as the new GSE regulator are 100-to-1 at best.

The clarifications piece together additional details relating to the determination of the DTI ratio.

By most statistical models, the majority of the nation’s 7,000-plus community banks weathered the financial crisis pretty well and are growing in most markets.

There are a series of 17 questions plus comments for the borrower to make.

We're hearing about due on sale clauses, not in the traditional sense where a mortgage must be paid off when a property is sold but rather in other circumstances.

Especially markets hit hardest by the housing crisis are the most attractive options for REO-to-rental investors. But how can servicers and investors identify which markets will achieve the greatest ROI?