Loan Think

We're hearing a lot of talk about “big data” in the business press.

Learn the top three warning signs that there may be trouble with an originator that could lead to legal/compliance risks.

We're hearing the farm lending niche is booming, and that’s a good thing in and of itself.

We're hearing about the neighbors. As in who lives in the neighborhood.

History has demonstrated that mankind was only able to evolve and advance by developing the ability to communicate with others, to work together to achieve common goals to the benefit of all.

You know the type: The originator who wakes up each morning with absolutely no idea what he's going to do for the day or from where his next loan will come. The originator starts the morning daydreaming about what’s to come over the weekend, or what could happen if he or she were to suddenly have a booming pipeline of business.

We're hearing that in 2012 the industry experienced a better-than-expected year, buoyed by very high revenue per loan.

It’s a good time to be a special servicer.

Examining some details of regulatory changes related to loan officer compensation, and escrow requirements for higher priced mortgage loans.

The concern seems not to be the concept itself so much as its inclusion among larger structural weaknesses in jumbo mortgage-backed securities.