Loan Think

Michael Wilkerson recruited some of congregants to be straw buyers.

We're hearing that a refinance now sometimes comes with your choice of dinner meats.

New technology brings the promise of improved processes—and most lenders understand that.

Assumable loans are offered by the Federal Housing Administration and can be a difference maker for your business.

We're hearing you can connect the dots between any two things in the universe, like the mortgage business and Hollywood.

We're hearing that among the many originator-related concerns the Consumer Financial Protection Bureau is keeping tabs on are violations of the Real Estate Settlement Procedures Act and the Gramm-Leach-Bliley Act privacy rule.

For at least the past 25 years the residential mortgage industry has gone through one refinance-driven boom-and-bust cycle after the other.

These laws will force our industry to get a backbone and ask the tough questions, and not assume our kids can do no wrong.

We only have to reflect on Long Term Capital Management, Fannie Mae and Freddie Mac to see the value in validating our models.

If you want to see what a housing recovery looks like on the ground, it’s time to visit Phoenix.