Loan Think

An encouraging trend has emerged in Maryland, Georgia, Connecticut, and New Jersey, which have adopted statewide vacant property regulations that provide guidance to municipalities to uniformly combat blight in their cities.

It is time to create training programs to attract newcomers to the business.

It is clear that throughout 2013, regulatory requirements will be at the forefront of technology, origination and service initiatives with a significant focus on nonbanks, community banks and credit unions scrambling to comply.

Updates from the Consumer Financial Protection Board and the Department of Housing and Urban Development.

Recent settlements between lenders and regulators over alleged foreclosure abuses and the Consumer Financial Protection Bureau’s new servicing rules may do little to lift the cloud of litigation risk hanging over lenders.

The author sees elements of mutual fund sales in the commercial originations business.

As an industry, we have always had too great a focus on gross income, and not enough focus on the consumer’s real bottom line.

We're hearing there’s no easy way to get a high rating on an REO-to-rental securitization.

Taking different Realtor referral partners to lunch over a six business day period.

We're hearing the qualified mortgage rule is going to hurt the private jumbo loan market.