Loan Think

Begin with the basics. Make sure the corporate formation documents are in order before tackling other compliance tasks like hiring a compliance officer.

The shortage of affordable housing is no longer confined to the major cities with historically large numbers of renters, it is growing across the country.

The upcoming deadline for the qualified mortgage definition is causing a lot of excitement in the secondary market.

Teaching struggling borrowers how to manage their finances creates value at numerous levels not only for the parties directly involved such as servicers.

Finding good strategic partners and vendors by mortgage lenders is not just sound business strategy anymore but the law.

Trailing docs can be particularly painful when lenders try to foreclose upon a mortgage default.

Homeowners who buy into certain myths can actually impair their ability to save, or at least remain longer, in their homes.

Florida investor properties are over three times as risky for employment/income fraud as compared to owner occupied properties.

Investor properties in Florida are over three times as risky for employment/income fraud as compared to owner occupied properties

Don't lament 2012, work on a better 2013.