Loan Think

Regulators are unsympathetic to lender losses created by loan officer mistakes, but even with a close reading of compensation rules, a compliant path is still unclear.

Lenders must leverage a variety of tools, from Boomer parents to mobile technology to connect and engage with millennial mortgage borrowers.

Credit unions are no longer the tiny cooperatives they were a generation ago.

Real estate owned managers can differentiate themselves and earn more business by bringing focus back to distressed property rehabilitation.

The mortgage industry typically takes a conservative approach to employees promoting their personal brands. But it's time for lenders to take a lesson from the presidential hopefuls who have gained an upper hand by playing up their individual brands.

Heightened compliance concerns are forcing some lenders to consider offering themselves for acquisition, but this strategy can only be successful with a highly calculated and deliberate approach.

There's nothing like a natural disaster to make people realize how important insurance is to the banking industry.

Homebuyers may be missing out on a wide range of programs that can help them afford their purchases — programs their agents either don't know about or don't want to bother with.

The only thing more ominous than a CFPB investigation is when the FDIC and OCC join in on the action.

Fannie Mae and Freddie Mac's decisions to make their automated underwriting systems free to use will feed more data to the GSEs, but do little to better serve lenders and borrowers.