Loan Think

Two recent settlements show how far the Consumer Financial Protection Bureau is willing to go to pursue lenders it believes skirted the loan officer compensation rules.

Fannie and Freddie should offer upfront risk-sharing options in order to give lenders an opportunity to lower their guarantee fees while encouraging more private capital and competition to flow into the secondary mortgage market.

Getting together and sharing information and experiences should extend beyond executives throughout the mortgage industry to those we rely on most.

In the struggle between operational compliance and cost control, advanced analytics and technology can help lenders find an efficient middle ground.

Recent regulatory action against a California lender is a lesson for lenders with substandard monitoring of broker fees.

Just as important as making the sale is how the lead-up to the sale is handled.

There's a workaround for lenders to issue pre-approvals without triggering the three-day window for delivering the new Loan Estimate disclosure.

Ever wonder what happens to all those prospects that visit your website or open your emails but never fill out the short application, request a demo or take another desired action? There are many possible reasons why prospects don't pursue the next step.

Fannie and Freddie's profits depend on having their obligations backed by the U.S. Treasury. Therefore they should have to pay a sensible price for this backstop — just like big banks.

The proposed legislation for regulatory relief seeks to roll back critical mortgage protections put in place to prevent another housing crisis.