Servicing

When addressing the QM rule, lenders face a key strategic consideration—whether to only make loans that meet the definition of a qualified mortgage or to also make loans falling outside the rule.

Refinancings of higher LTV loans exhibit larger declines.

The federal agency is providing redevelopment funding for 12 multifamily rental properties in an effort to prevent the displacement of elderly tenants for at least another decade.

The percentage of disposable income that consumers need to make to cover the interest on their debts reached a record low.

The bulk of residential mortgaged properties that have equity are high end homes valued for more than $200,000.

At least two bank-owned commercial loans were recently sold at a significant premium indicating recent price gains will help banks cut more losses in the near future.

The housing recovery has been uneven across the country due to several factors, including supply and demand issues, a large volume of distressed inventory, high unemployment and a slowdown in building permit activity.DataQuick has completed an analysis featuring some of the largest counties nationwide evaluating the recovery performance in these regions through July 2013. The analytic provider also offers insights what to expect for each market during 2014.

Increased national and international regulatory burdens are challenging mortgage firms to build efficient compliance risk mitigation strategies and test their business models against cyber-crime. A few themes are emerging.

Potential owners a little short on the downpayment may be able to sell a piece of the upside potential in their property.

The only relief might come from a deduction for first-timers if they get housing counseling.