Although in today’s tight underwriting market few mortgage firms are willing to originate loans to consumers with dings in their credit history, at least four companies say they will consider applicants with FICOs of under 580, according to new survey figures compiled by National Mortgage News and the Quarterly Data Report.

The four firms include Prospect Mortgage, Sherman Oaks, Calif. (482 FICO minimum), RBS Citizens NA, Providence (502), Academy Mortgage Corp., Sandy, Utah (519), and Provident Funding Associates, Burlingame, Calif. (525).

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