Integration Streamlines Flood Certification

Mortgage Builder Software Inc., a Southfield, Mich.-based vendor of loan origination systems, has integrated with First American Flood Data Services. The integration was designed to enable First American's flood certification process to flow seamlessly into Mortgage Builder's LOS, Mortgage Builder said. Users of Mortgage Builder software now have the ability to order a flood determination from within the system. The flood certificate is returned automatically with useful fields populated into the loan application. When requesting a flood certification in Mortgage Builder, a MISMO-compliant data file is transmitted to First American via Web services, Mortgage Builder said. The data returned includes the census tract identifier, metropolitan statistical area identifier, county code, and additional flood mapping fields indicating whether there is a flood insurance requirement. The vendors can be found on the Web at http://www.mortgagebuilder.com and http://www.firstam.com.