With the burden of increased regulation and the resulting increase in origination costs and other operating risks, some community banks are finding they are no longer able to have a viable, profitable mortgage banking business.

Yet, these banks still want to be able to offer their customers mortgage products while at the same time not lose the relationship to a competitor. One emerging solution to this dilemma is to outsource mortgage origination functions to another lender.

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Authoritative analysis and perspective for every segment of the mortgage industry