Origination

Private real estate investors and community-based financial institutions have developed innovative ways to preserve affordable-housing units that were in danger of losing subsidies, according to a new report.

The availability of home loans for low credit score borrowers remains very tight by historical standards but there might be some loosening in 2016 if the Federal Reserve begins raising interest rates.

Mountain America Credit Union has partnered with Pavaso to implement a new digital collaborative closing process to provide a better experience to members applying for mortgages called QuickClose.

The commercial mortgage-backed securities delinquency rate improved by double-digit basis points in November, fulfilling Trepp's forecast for a large monthly improvement.

Mortgage applications dipped slightly during Thanksgiving week on lower refinance activity, according to the Mortgage Bankers Association.

With the Consumer Financial Protection Bureau's disclosure rule potentially slowing down the loan process, institutions need to focus on communication strategies to keep young borrowers at the closing table.

Home prices rose 6.8% in October compared to the same month last year, according to CoreLogic.

Loan modifications declined 18% during the third quarter to 337,000, a sign of an improving market, according to Hope Now.

Sage Bank in Lowell, Mass., has agreed to pay about $1.2 million to settle Justice Department allegations of discrimination against minorities in mortgage lending.

HomeUnion has formed a mortgage-brokerage division that will focus on investors in single-family rental homes.