Origination

But the payoff for the agency is that it increases the availability of credit for consumers.

Sales of previously owned homes rose in September to the highest level in a year, adding to signs that residential real estate will be a plus for the economy.

Originators and counselors generally need to spend more time explaining reverse mortgages to borrowers than traditional home loans, but advances in automation are moving reverses more quickly after application.

Synovus Financial in Columbus, Ga., reported a higher third-quarter profit as its total loans and net interest income increased.

A growing number of industry insiders find mortgage lending compliance may slow down but will not stop increased demand for electronic transactions.

Government officials increasingly encourage looser credit benefiting low- to moderate-income borrowers, but some lenders who make these loans said it's easier said than done. Here's why.

Housing and Urban Development Secretary Julian Castro challenged lenders to make more mortgages, saying the credit pendulum has swung too far on the side of caution.

Exclusivity provisions in marketing services agreements are not per se illegal, but their inherent anti-competitive nature and inherent suggestiveness of consumer steering could be a regulatory concern.

Ginnie Mae on Monday released updated net worth and liquidity requirements for issuers of mortgage-backed securities.

The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation-and-warranty framework that will limit lender liability on buybacks of legacy loans.