Origination

A growing number of industry insiders find mortgage lending compliance may slow down but will not stop increased demand for electronic transactions.

Government officials increasingly encourage looser credit benefiting low- to moderate-income borrowers, but some lenders who make these loans said it's easier said than done. Here's why.

Housing and Urban Development Secretary Julian Castro challenged lenders to make more mortgages, saying the credit pendulum has swung too far on the side of caution.

Exclusivity provisions in marketing services agreements are not per se illegal, but their inherent anti-competitive nature and inherent suggestiveness of consumer steering could be a regulatory concern.

Ginnie Mae on Monday released updated net worth and liquidity requirements for issuers of mortgage-backed securities.

The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation-and-warranty framework that will limit lender liability on buybacks of legacy loans.

Life insurance companies' returns from commercial mortgages in this year's second quarter fell slightly to 2.23%, according to the LifeComps Commercial Mortgage Loan Index.

If they take control of the Senate next year, GOP leaders may want to show they can get legislative results ahead of the 2016 Presidential election.

• MT Award Winners
• Remembering Steve Fraser
• CFPB eClose Pilot

A wide swath of banks, from Fifth Third to SunTrust to Huntington, report big increases in refinance applications in the past few days as mortgage rates have dipped. Will it last?