Origination

The Mortgage Industry Standards Maintenance Organization will release two residential mortgage data standard updates in November 2014 and July 2015.

The hot-button topic of what Fannie Mae and Freddie Mac should charge for loan guarantees is emerging as a key issue in reviving a private-label securitization market.

Equity sharing, a fledgling concept that never managed to gain traction as a loss mitigation strategy during the housing crisis, is being reincarnated as an alternative to home equity loans and other second-lien mortgage products.

HMDA data provides information regarding home mortgage lending activity, and the proposed CFPB rule appears to significantly expand data reporting requirements for mortgage industry participants.

All employees, including executives, need to be focused on compliance and customer complaints. The Consumer Financial Protection Bureau is specifically concerned when a company does not appropriately monitor third-party vendors.

Housing starts surged in July to the highest level in eight months, underscoring the recent pickup in builder optimism as the residential real estate market gains some traction.

What to say to pre-approved clients who are shopping for lower interest rates.

One thing lenders often overlook is the manner in which potentially isolated compliance problems can in retrospect be weaved into an elaborate and intentional conspiracy.

Confidence among homebuilders rose in August to the highest level in seven months, showing the industry is making more headway after weakness earlier this year.

ZAIS Financial Corp. has closed a $100 million financing agreement with Credit Suisse First Boston Mortgage Capital LLC to purchase whole residential loans.