Origination

The trade group is now predicting $1.05 trillion of volume for this year as unemployment and tepid wage growth hold back homebuying.

Regulators' recent moves to encourage mortgage lenders to relax standards have reignited a contentious debate.

The mortgage life support provided by the federal government since the crash is ebbing. It will be interesting to see if the industry can breathe on its own now.

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Genworth Financial announced Thursday that its Australian mortgage insurance business will raise about $535 million in an initial public offering.

Stephanie Dombrowski takes advantage of the reputation credit unions have as community institutions but offers customers the advantages of dealing with a larger bank or thrift that makes portfolio loans.

The company says it avoids "the micro-managing practices" other lenders impose on branch managers and loan officers.

Financial institutions that know their communities and the mortgage brokers operating in them say they have enough control over loan quality, unlike the big banks that fled the channel.

The right use of technology will allow the originator to be the first responder to an inquiry.

Realtors expect sales of previously owned homes will fall short of last year's total.