Origination

The proposed federal mortgage guarantor in the Senate reform bill needs 5% hard equity to protect taxpayers, but 10% capital to pass Congress, the Housing Policy Council's John Dalton reckons.

Creating that connection with your client is of great importance, but selling should be a part of that process.

Wells Fargo's loans make up around 20% of the pools referenced in credit risk-sharing transactions issued by Fannie Mae and Freddie Mac through March, according to Fitch.

The company is using proprietary automation to support the channel. Jeff Walsh, who formerly was involved in another wholesale startup, heads the new operation.

The future of housing finance reform remains in limbo on Tuesday, after Senate Banking Committee leaders postponed a key vote on legislation to unwind Fannie Mae and Freddie Mac.

HUD's new regulation may discourage a common type of transaction in which the borrower leaves a spouse off the loan. Ultimately, regulatory clarity could help the reverse mortgage business grow.

Decreasing mortgage origination volumes were the main driver that contributed to a 6% drop in CoreLogic's first-quarter earnings from a year ago.

There is a lesson to be learned for mortgage originators about guarding your business' name from the #myNYPD social media failure.

Home prices in 20 cities rose at a slower pace in the year ended February as the residential real-estate market cooled.

The homeownership rate declined to the lowest in almost 19 years as rising property prices and mortgage rates held back demand.