Origination

But this group is also concerned about a lack of properties for sale and rising mortgage rates.

An executive says lenders can ease up now that putback risk has been reduced.

Refinances will make up just 38% of single-family originations this year—down from 60% in 2013 and 70% in 2012, according to Freddie Mac.

He also calls for a cut in fees for title policies, but no one can find where it is in the budget.

ALTA's guidelines have a number of implications for mortgage lenders.

Freddie Mac’s regulator capped its multifamily production at $26 billion last year.

The sequestration and political wrangling last year meant fewer direct RHS mortgages last year, while the safety of the federal eagle on guaranteed loans appealed to lenders.

There are five Mortgage Industry Equity Composite members which closed 4% or more lower than they did on Jan. 31.

The price the bank had to pay related to Countrywide mortgage fraud claims escalated over time, exemplifying the government’s willingness to seek draconian penalties against banks it deems acted intentionally.

A little-noticed charge taken by Regions Financial in the fourth quarter may portend that other banks have not been adequately reserving for modified home loans, known as troubled debt restructurings.