Origination

Michigan’s new public, private civic partnership is implementing a revitalization philosophy likely to transform metro Detroit and some of the nation’s hard-hit areas with high inventories of abandoned homes.

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While the housing market is slowly picking up steam, there is still a very large inventory of distressed loans that pose a potential risk to the mortgage industry.

Servicers are still finding ways to cope with heightened regulatory scrutiny and continue to evaluate options to increase efficiencies while maintaining legal compliance.

Home prices overshot on the way down but now are returning to fair value.

There is an area of agreement between the government and the industry that minorities aren’t being served.

Taking away this option could affect affordable housing lending.

Arbitrary standards are forcing people who otherwise would be good credits out of the market, says Lewis Ranieri.

A financial institution based in New Jersey is acquiring Secured Lending Solutions for an undisclosed price.

Affordability concerns and weak consumer confidence are keeping many potential homebuyers on the sidelines.