Origination

The Mortgage Bankers Association has no problem with the Federal Housing Administration’s decision to increase the downpayment requirements on FHA-insured jumbo loans.

A Federal Reserve Board governor expects the supply of existing homes on the market will remain tight for some time.

Commercial and multifamily debt outstanding increased nearly $30 billion during 2012, with a 4Q12 increase of nearly $22 billion, the Mortgage Bankers Association said.

The success of MGIC Investment Corp.’s recent equity and debt offerings has mitigated Standard & Poor’s concerns that the private mortgage insurer could be taken over by regulators.

Technology Credit Union has increased its lending limits on super jumbo loans up to $8 million on ARMs and $3 million on fixed-rate mortgages.

If the ranks of community banks are going to shrink, William Loving Jr., chief executive of Pendleton Community Bank, believes they will go down fighting.

Federal Reserve Gov. Elizabeth Duke said the improving housing market shows that the central bank’s $85 billion in monthly purchases are working to boost the economy.

Fitch Ratings said two potential reforms offer the most promise for bringing private capital back into the mortgage market.

There is one observer who is seeing people leaving larger organizations and returning to independent status.