Origination

Beyond size, a financial institution's likelihood of receiving a visit from the Consumer Financial Protection Bureau can be predicted by the type and nature of their business.

Early predictions from three different sources are very bullish on housing, with the head of real estate broker Re/Max going as far to say that 2013 will be the best in many years.

Lenders must provide mortgage applicants with free copies of all appraisals and other home-value estimates before the loan closing.

Banks were initially slow to sell nonperforming loans in the wake of the downturn.

The new ability to electronically sign the Internal Revenue Service’s 4506-T form is expected to both improve quality control and efficiency by reducing rejection rates.

The Consumer Financial Protection Bureau’s new mortgage servicing rules were created to protect homeowners who are at risk of foreclosure, but one nonprofit fair housing organization thinks more could be done by the government agency.

The idea that downpayment assistance can be a financially sound endeavor apparently is not dead.

This month marks the largest and most significant milestone since the Consumer Financial Protection Bureau launched more than a year ago.

A pair of mortgage companies owned by affiliates of Lone Star Funds, originator Caliber Funding and servicer Vericrest Financial, have agreed to combine operations to create a full-service mortgage banker.

Wells Fargo is expanding its commercial real estate operations in the United Kingdom.