Origination

Household formation rates are breaking out of their nearly five-year slump and are expected to increase by 1.2 million new household formations in the upcoming year.

Single-family housing starts jumped 8% in December after a 3.2% decline in November as construction activity strengthened in the final month of the year.

Regulators in 24 states are making the licensing process easier for mortgage loan originators by agreeing to a uniform state test.

This is intended to be a way to crystalize your objectives into a simple mantra.

One Grapevine poster is asking how many suspicious activity reports have the other posters on the board filed.

A report from the Harvard Joint Center for Housing Studies suggests changes to the housing finance system may negatively affect future lending to lower-income and minority borrowers.

We're hearing that reviews on the long-awaited Consumer Financial Protection Bureau qualified mortgage rule are mixed.

Genworth Financial Inc. will undertake a restructuring that in essence separates out its U.S. and European mortgage insurance operations from its life insurance operations.

The mortgage servicer settlement with federal regulators resulted in an $80 million fourth-quarter expense accrual for U.S. Bancorp, reducing its earnings per share by $0.03.

Ellie Mae’s latest monthly sample data suggest originators who use its system continued to close an increasing amount of Home Affordable Refinance Program loans through yearend.