Origination

Housing advocates Bob Gnaizda and John Hope Bryant are pitching the Dignity Mortgage, a loan that could be made to nonprime borrowers with built-in protections and incentives for both borrowers and lenders.

The Consumer Financial Protection Bureau will supervise debt collection companies, a move that marks the second time it has asserted its authority under Dodd-Frank to oversee large nonbanks outside the direct lending sphere.

Wholesaler Mortgage 360 suports the Home Affordable Refinance Program.

A year ago economists at the Mortgage Bankers Association were bracing for an ugly 2012, one in which a meager $900 billion in fundings would come to pass.

Cost is still one of the most critical components for consumers when it comes to the residential application process.

If a bank-owned mortgage firm wants to increase its value, it should pay for its loan officers to get licensed.

Bankers and mortgage lenders have become increasingly concerned about the fiscal cliff, an automatic trigger of steep budget cuts and tax hikes that would go into effect in early 2013 if Congress does not act.

Ginnie Mae approved 34 new issuers in fiscal year 2012 (which ended September 30), bringing the total universe of government-approved firms up to 406.

The new chairman of the Mortgage Bankers Association says the industry needs to make certain that regulators understand that to go beyond consumer protection into excessive credit constraints will damage the housing industry.

Transparency is the word being thrown around by many at the meeting.