Secondary

The GSE regulator's second attempt to stimulate the mortgage market is receiving a lukewarm reception from lenders, who remain gun-shy after being forced by Fannie and Freddie to repurchase billions of dollars in soured loans since 2008.

Government officials increasingly encourage looser credit benefiting low- to moderate-income borrowers, but some lenders who make these loans said it's easier said than done. Here's why.

Ginnie Mae on Monday released updated net worth and liquidity requirements for issuers of mortgage-backed securities.

The Federal Housing Finance Agency is close to issuing refinements to the government-sponsored enterprises' representation-and-warranty framework that will limit lender liability on buybacks of legacy loans.

Lenders that use Collateral Underwriter may be eligible for Rep & Warrant relief on appraisal in the future.

Life insurance companies' returns from commercial mortgages in this year's second quarter fell slightly to 2.23%, according to the LifeComps Commercial Mortgage Loan Index.

Freddie Mac has extended First American Mortgage Solution's approved distributor license to resell Freddie's valuation tools.

Changes to representation-and-warranty contracts are also expected to be announced at the MBA Annual.

The second-quarter volume of commercial and multifamily mortgage debt outstanding increased $24.9 billion, or 1%, from the previous quarter, according to the Mortgage Bankers Association, as some of the top investors increase their holdings.

A mortgage group president expects lenders are going to have to gain market share to grow their businesses over the next year or two.