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The product is available in 10 states on conforming, owner-occupied loans with a maximum $300,000 purchase price, a 5% downpayment and a minimum 750 Fair Isaac & Co. credit score.

Rising interest rates next year will heighten both the term risk of new deals and the refinance risk of outstanding commercial mortgage-backed securities, but Moody’s ratings could remain stable.

The individual performance of the mortgage-related companies ranged from an increase of more than 1% to a loss of more than 3% in value on the day.

Lenders need to boost their consumer education spending and watch out for “advertorial” content, according to the feds.

The pass-through deal consists of beneficial interests in a three-year loan, floating-rate loan that has two one-year extension options, according to Fitch. Five mall properties cross-collateralize the mortgage.

The Senate Banking Committee is making progress toward drafting legislation to overhaul the mortgage finance market, but one of the biggest unresolved issues is how much skin in the game private market participants must have in return for a government guarantee.

Commitments to buy new mortgages unexpectedly increased in October.

The individual performance of mortgage-related companies in this publication’s equity index ranged from a gain of about 2% to a loss of less than 1% in value on the day.

Regulatory pressure is expected to be as strong as ever next year when mortgage lenders and servicers will test new waters in compliance implementation, process improvements and business strategies. Market veterans find regulatory compliance risks are higher almost in every area of the business.

Yearend performance of securitized commercial mortgage loans is not yet showing significant improvement.