Secondary

Common sense underwriting, a regulatory system that abides by contract law, and borrowers who consider homeownership a privilege, not an entitlement, make Canada perfect for private -label residential mortgage-backed securities.

Real estate investment trusts don't pose the credit risk to the Federal Home Loan Bank System that regulators claim they do, said the CEO of Two Harbors Investment Corp.

Standard & Poor's chances of settling the government's lawsuit over mortgage-bond ratings for less than $1 billion may have slipped away after Bank of America Corp.'s Countrywide unit was socked with a $1.3 billion fine.

The industry will have a place at the table to discuss the creation of risk-sharing arrangements, Curt Culver said at an investor conference.

Consumer expectations about the health of the housing market worsened over the summer, according to data released Monday by Fannie Mae.

The nonbank mortgage lender is moving closer to issuing its first private-label mortgage-backed security.

The Federal Housing Administration started selling distressed loans in 2012 to help communities hit hard by foreclosures while also reducing losses to its taxpayer-backed insurance fund.

Bankers joined loan guarantors in pushing the Federal Housing Finance Agency to ease proposed capital rules for mortgage insurers, saying the plan will make borrowing less affordable for homebuyers unless it's revised.

Commercial-mortgage bond buyers are girding for the biggest deluge of offerings in seven years just as the debt becomes harder to sell amid slipping underwriting standards.

Community banks are fighting a plan unveiled by the Federal Housing Finance Agency that would force many banks and thrifts to maintain at least 10% of their assets in the form of home loans or mortgage-backed securities.