Compliance

Higher-margin products like policies for home purchases and commercial properties will take the sting out of doing fewer refinancings.

Many new issues are experiencing 10%-20% growth above their initial offering size, according to Fitch.

The deal brings in slightly more than the expected recovery from the bankruptcy estate.

Incoming FHFA director Mel Watt’s postponement of a g-fee increase may mean he is likely to favor expansion of credit over shrinking the GSEs.

Time to Accumulate MSRs? Better find a way to connect with your consumer first.

The ratings agency has downgraded $45 million in securities issued by Bank of America in 2005 and 2006 citing macroeconomic and servicing factors.

Steve Calk, chairman and CEO of the Federal Savings Bank and Chicago Bancorp, would make originations much simpler if he were a regulator.

Allstate filed similar suits in the same court against Bank of America’s Merrill Lynch unit, Citigroup, Goldman Sachs Group and Morgan Stanley.

The course of action you can take to help more consumers qualify for a mortgage.

Improvements in the internal control environment, investments in servicing technology and improved internal audit and Reg AB results led to the ratings changes, according to Fitch.

There previously were triple-C, double-C or single-C ratings on all the downgraded commercial mortgage-backed securities, suggesting defaults were likely.

The measure would roll back certain premium increases for up to four years.

The deal would resolve claims that Lender Processing Services falsified documents related to home seizures.

Rumors about the viability of the Columbus, Ohio-based lender have been around for several months.

Auditors report solid improvement in the capital position of the federal mortgage insurance fund.

A hike in guarantee fees could encourage banks to retain loans they might have otherwise sold to Fannie or Freddie, but observers are skeptical that it will accomplish its true mission of jump-starting the market for private-label mortgage securitizations.

While the new regulations implemented by the Consumer Financial Protection Bureau are designed to apply primarily to big banks and loan servicers, the regulatory environment for small and community banks will also be transformed.

Mortgage-backed securities performance has in some cases gotten a lift from regional home price recoveries, but the increases are likely to slow or dissipate going forward.

Score a win for the private market, as higher GSE prices make nonagency mortgages more attractive to investors.

The governor of New York and the Department of Financial Services have issued proposed regulations to assist homeowners who are underwater.