Law and regulation

The first decline in Standard & Poor's closely-watched Case-Shiller home price index since November 2012 contributed to the easing in rate averages, according to Freddie Mac.

When it comes to hosting your system in the cloud, there are many options, and most people incorrectly assume that all cloud solutions deliver the same results.

The Federal Housing Administration's reforms to the reverse mortgage program could reduce volume in this product by 20% this year.

The legislation is being driven by concerns implementation of the Biggert-Waters Act will reduce home sales and property values.

The mortgage lender denies the charges and an administrative judge will decide the case.

The Federal Reserve is sticking to its plan for a gradual withdrawal from departing chair Ben Bernanke’s unprecedented easing policy.

Representative of more than 2,200 community-based organizations nationwide support President Obama's call to generate affordable housing that supports community and economic development that promotes the recovery in the long term.

New rules the industry is contending with continue to be overwhelming and often unclear but there are still areas that some think need reform, recent reader comments suggest. It all adds up to depict a challenging mortgage business environment today that, as one reader puts it, "Ain't for sissies."

There should be more Main Street Americans represented in Congress, Marc Savitt says. So he's a candidate for the open seat in the 10th District of Virginia.

Richard Cordray, the Consumer Financial Protection Bureau's normally unflappable director, reacted angrily Tuesday to suggestions by lawmakers that he and his agency do not care about borrowers who purchase manufactured housing.

President Obama hit on several important issues for bankers in his annual address to Congress Tuesday night, including mortgage finance reform, though as expected financial services issues largely took a backseat to other national concerns, like unemployment and the minimum wage.

Many are automating initial disclosures and using technology to standardize companies' takes on compliance until industrywide standards evolve. Interest in electronically archiving the rationale behind data changes also is growing.

Senate supporters want to pass the measure that would block unaffordable premium hikes.

The partnership supports Cenlar's efforts to organically integrate new features and update internal systems to comply with customer protection laws that came into effect in 2014.

Mortgage, title and real estate firms might seem as if they are guarded against cybercrimes, in comparison to credit card companies, but they are not, according to a financial services technology expert.

The chamber votes overwhelmingly to delay premium increases.

The government-sponsored enterprise is keeping a running list of appraisers that it views as shady and is warning banks and mortgage lenders to be careful about doing business with them.

An album by a former member of the iconic group is the poster child for deceptive marketing practices and mortgage originators should take note.

Some loan officer compensation plans are legal on a standalone basis, but their less-than-complete explanations in solicitations could draw the attention of regulators like the Consumer Financial Protection Bureau.

More than five years after the financial crisis, President Obama could once again turn some attention to the Dodd-Frank Act and the housing market during his State of the Union address.