Law and regulation

Sen. Mark Warner said a Bipartisan Policy Center paper on GSE reform “influenced a lot of our thinking.”

While mortgage bankers joined customers in support of the Senate’s reconfirmation of Richard Cordray as director of the Consumer Financial Protection Bureau, challenges remain.

The Senate's approval of Richard Cordray's nomination to run the Consumer Financial Protection Bureau likely puts an end to another crucial fight over the bureau's structure.

The Senate Tuesday finally headed toward approving Richard Cordray to lead the Consumer Financial Protection Bureau with a cloture vote that all but assures his confirmation.

WE’RE HEARING that while UDAAP has primarily shown itself to be a credit card concern so far, mortgage lenders could be next.

Higher fees charged by Fannie Mae and Freddie Mac to bring private capital back in the mortgage market might actually backfire by reducing borrower demand for home loans.

The Mortgage Bankers Association is proposing fixes for the housing market that regulators can make now, without waiting on lawmakers to overhaul Fannie Mae and Freddie Mac.

History shows that a rapid rise in interest rates tends to have little correlation with home prices, according to a Fannie Mae researcher.

The American Action Forum poll of public attitudes on government-sponsored enterprises indicates over half would rather see Fannie Mae and Freddie Mac disappear.

The Federal Trade Commission has made a request for additional information and documentary material from Fidelity National Financial and Lender Processing Services regarding their merger-and-acquisition transaction.

This is not to say there are never circumstances where a lender might be wise to consider exempt status. However, it is hardly a no-brain decision.

Rust Consulting is almost done delivering compensation checks to borrowers whose homes were illegally foreclosed upon in 2009 and 2010 by 13 of the country’s largest servicers.

ISGN CEO Ritesh Idnani explains how outsourcing fits into mortgage lending and servicing operations.

We're hearing that some servicers don’t believe they can modify a VA loan.

Federal Reserve Bank of Philadelphia president Charles Plosser said the central bank should begin tapering its $85 billion in monthly bond buying in September.

Congress passed the Housing and Economic Recovery Act in response to the severe downturn in the housing market.

Mortgage companies could deny loan officers overtime in the wake of a U.S. appeals court ruling. But that may not be prudent.

Mortgage Investors Corp., St. Petersburg, Fla, received the largest fine in Federal Trade Commission history for Do Not Call list violations.

Senate Banking Committee chairman Tim Johnson and Sen. Mike Crapo have reached an agreement on a measure to shore up the Federal Housing Administration.

Federal Reserve Gov. Elizabeth Duke, a former community banker who focused on regulation, plans to resign her seat effective Aug. 31.