Originations

Is an upfront mortgage insurance premium for the Federal Housing Administration partially refundable if the borrower is refinancing into a conventional mortgage?

For a second day, investors reward mortgage stocks as they see signs of movement in the budget dispute.

There are signs of green shoots in Detroit on the housing front.

The volume of appraisals being completed within the last year has slowed down due to new regulation that has been imposed for the industry.

Origination declines from higher rates earlier this year have hit some top banks’ mortgage earnings.

The Office of the Comptroller of the Currency has updated its accounting guidelines to reflect the new regulatory-capital requirements outlined in Basel III set to take effect next year.

A powerful block of U.S. senators is seeking to delay a scheduled hike in flood insurance premiums and they want to attach their rider to any legislation moving through the Senate that has a chance of reaching the president’s desk.

One way the government shutdown is affecting the mortgage market is by completely paralyzing the lending of rural home loans guaranteed by the Department of Agriculture.

Fannie Mae and Freddie Mac should “at least marginally reduce loan limits” to reduce the government’s dominance of the mortgage market.

Wells Fargo experienced a 28% drop in mortgage origination volume in the third quarter and it ended the quarter with a substantially reduced application pipeline due to the decline in refinancing activity.

If there’s one point of consensus when it comes to recent reform’s effect on Home Equity Conversion Mortgages and the securitized market for them, it is that they will be in shorter supply going forward.

It was not that the Home Mortgage Disclosure Act inaccuracies were intentional. Rather, it was that insufficient compliance and monitoring caused them.

JPMorgan Chase reported a third-quarter drop in mortgage originations and mortgage banking income as the giant bank trimmed its origination capacity.

Contracts need to be updated before Jan. 1 in order to legally pay this compensation.

SunTrust Banks will offer $500 million in consumer assistance and make a cash payment of $468 million as a result of an agreement with the Department of Justice and the Department of Housing and Urban Development over claims tied to faulty mortgages.

We're hearing from Des Moines where two competing real estate companies are engaged in a bitter fight for market share that includes litigation.

Slightly more than half of last year's Home Affordable Refinance Program participants had previously been turned down, loanDepot said.

A quarter-to-quarter decline is due to higher mortgage rates and seasonal factors.

The current events discussion on the Mortgage Grapevine has moved from the government shutdown over to the baseball playoffs.

Federal Reserve Bank of St. Louis president James Bullard said the government shutdown reduces the odds the Federal Open Market Committee this month will taper $85 billion in monthly bond purchases.