Originations

Life company commercial mortgage loan holdings generated a return of 2.31% in the third quarter of 2012.

Mortgage lenders reported receiving fewer loan applications compared with the previous week, as the Mortgage Bankers Association’s seasonally adjusted application index was down 8.1% for the week ended Jan. 25.

Issues related to default risk and losses associated with delinquent HOAs are the iceberg many in the industry still fail to see.

Silvergate Bank said gains from its reverse mortgage banking business and warehouse lending fee income were the biggest contributors to the fourth-quarter and full-year 2012 increases in noninterest income.

The relationship between appraisers and lenders can be counterproductive and costly if appraisers end up working with the wrong appraisal management company.

The top executive at one industry vendor believes a combination of regulatory and technology trends will cause sales use of mobile devices to surge in 2013.

Americans who inherited good financial habits from their parents, represent 62% of the borrowers who have a financial plan, are confident in their financial future and also are less likely to default on a mortgage loan.

TD Bank is offering a new mortgage loan product alternative to Federal Home Administration loans.

A coach or mentor can help keep you focused on what you both know are your priorities for 2013.

A real estate agent posting on the Mortgage Grapevine is asking why a loan officer is giving his school bus driver a hard time.

This time last year, some questioned whether Signature Bank could maintain its strong earnings streak, given a heavy reliance on residential mortgage-backed securities.

The housing market ended 2012 with the lowest number of vacant homes for sale since 2005.

Stonegate Mortgage has hired former GMAC RFC capital markets executive Eric Scholtz as the point man for a new jumbo loan conduit.

Triad Guaranty is looking to deregister its common stock, meaning it will no longer have to file 10-K, 10-Q and 8-K reports with the Securities and Exchange Commission.

Stearns Lending originated nearly $12 billion of residential mortgages in 2012, more than double its 2011 volume and a new company record.

The apparent decisions by EverBank and OneWest Bancorp to finish loan-by-loan foreclosure reviews will provide a glimpse of how the big banks' much-maligned foreclosure look-backs would have panned out.

House prices in November are up 5.5% from a year ago even though prices have edged downward since September.

The number of California homeowners who began the foreclosure process in the fourth quarter last year dropped to its lowest level in six years.

First Financial Northwest Inc.’s increased and diversified originations contributed to its return to profitability during the fourth quarter of 2012.

Probably all homeowners insurance policies provide that, if the house is vacant or unoccupied for a period of time—usually 30 days—and there is a fire or other loss, then the insurer has no liability.