Underwriting

Loan officer Eric Rotner's first boss made him understand the entire origination process, which has given him an edge against his competition.

The Cleveland company, which this spring said it had decided to start originating its own mortgage loans again, shared more details on the start date of this new effort and the rationale behind it.

Incorporating bill and rental payment data into consumer credit scores would be a boon for underserved Americans. New legislation in Congress could help credit reporting agencies realize this goal.

Mortgage Builder general manager Larry Alston is overseeing an update of the LOS aimed at the self-service customer.

To avoid alienating a consumer base increasingly expecting digital options, lenders must take the plunge and update old loan origination systems that cannot accommodate today's technology demands.

Jumbo mortgage lending is the prime driver of the increase in JPMorgan Chase's loan portfolio.

Struggling to win business in the age of QM, Impac Mortgage has relaxed underwriting requirements in hopes of attracting borrowers many other lenders won't touch.

Arbor Commercial Mortgage has been selected by Fannie Mae as a lender for its program for multifamily housing for seniors.

According to a new analysis by analytics firm RealtyTrac found that it was still cheaper to buy a house than rent one during the first five months of 2015.

A new report from Veros Real Estate Solutions projects that homes in a higher percentage of markets will increase in value over the next year compared to the previous quarter.

Lenders and real estate agents may have to extend the usual 30-day timelines for rate locks and sales contracts while they get acclimated to the new Consumer Financial Protection Bureau mortgage disclosures that take effect in October.

One of the bond market's hottest trades from last year is losing its luster.

A new crop of P-to-P loan platforms is focusing on commercial real estate loans that get ignored by banks.

JPMorgan Chase has continued to take steps towards satisfying its portion of the residential mortgage-backed securities settlement, according to the independent monitor put in place to track the bank's progress.

Mortgage professionals brave enough to bring mortgage fraud to light deserve the same level of protections as workers in other businesses, rather than be subjected to a patchwork of laws designed for other industries.

The latest monthly mortgage monitor report from Black Knight Financial Services found that approximately 6.5 million borrowers could qualify and utilize refinancing.

Mortgage credit availability fell in June despite signs of improving housing markets, says the Mortgage Bankers Association.

Nearly 25 years after a landmark deal and two subsequent legislative overhauls, glitches in the credit reporting system remain widespread. But while regulators and law enforcement officials are again raising the stakes for the credit reporting industry, critics fear it may not be enough.

Californians are back in the home purchase market and forming households again thanks to an improving economy and an increase in job growth, according to the California Association of Realtors.

A change to the way Zillow charges for mortgage rate advertising is poised to shake up the world of online lead generation — an increasingly important source of new business, but one where lenders face a constant struggle between quality versus quantity.