Underwriting

It's a mortgage on top of a mortgage, and at least one lender is making these loans again through brokers.

Concentrate on only four or five of these items that you think are important to your attendees and your area of the country. f these suggestions to give your

You can get a jump on taking preventive and proactive measures against defaults in order to mitigate risk and retain portfolio assets. Here's how.

JPMorgan plans to add $940 million to the growing pipeline of residential mortgage-backed securities.

Studying borrowers' credit characteristics and tightening quality control are more important to how mortgages perform than the size of down payments.

Accurate data is critical in the mortgage business. Yet, we often forget exactly how much data goes into every loan file, and that the amount of data continues to grow every year.

Embrace Home Loans, a direct mortgage lender in Newport, R.I., has partnered with Rockland Trust, to process, underwrite and close loans for the Rockland, Mass.-based bank.

While many of the lenders and investment firms seeking to profit from higher-risk mortgages are working to revive the business of bundling such loans into bonds, Citadel, one of the biggest players, is in no rush to see that happen.

The widespread return of the subprime mortgage business will be the big event for the mortgage industry in 2015.

Fannie Mae provided $28.9 billion in financing to the multifamily market last year that supported 446,000 housing units.

Borrowers with lower credit scores accounted for a greater share of loan volume in December 2014 than they did in December 2012, according to a sample of mortgages processed by the Ellie Mae loan origination system.

Fannie Mae recently released its Collateral Underwriter automated risk assessment tool, which evaluates the risk associated with appraisals. It does not accept or reject appraisals, nor does it provide lenders with an estimate of a property's value.

The government has added further protections to reverse mortgage borrowers' spouses who are not named in the loan agreement, but placed conditions under which they are ineligible for older protections.

A majority of small bank executives are concerned about the impact of new regulations on their mortgage lending business, according to an industry trade group.

The Supreme Court gave borrowers the path to file a rescission notice without going to court, but experts expect more banks to initiate legal proceedings to stop rescissions they see as frivolous.

The traditional method of measuring mortgage denials is fundamentally flawed. But by evaluating not just the quantity, but also the quality of mortgage applicants, the denial rate picture becomes more clear.

This isn't the kind of non-qualified mortgage securitization that investors have been clamoring for.

Julian Castro, secretary of housing and urban development, said 2015 will be a year of "housing opportunity" as the economy continues its rebound.

Standard & Poor’s agreed to a one-year suspension from rating certain commercial mortgage bonds and $80 million in fines to settle charges with the Securities and Exchange Commission and the New York and Massachusetts Attorneys Generals offices.

The Obama Administration's decision to cut the FHA annual premium by 50 basis points will do little to boost a lagging housing market where banks are looking for near-zero lending risk.