Mortgages

Freddie Mac will pay the Treasury Department $1.9 billion after the second-largest financier of mortgages posted its 11th consecutive quarterly profit.

Mortgage rates for 30-year loans rose for the first time in four weeks as borrowing costs that remain close to record lows spurred more Americans to refinance their homes.

As warehouse providers try to build market share with new types of credit lines, allowing mortgage bankers to fund non-QM loans is the logical next step to staying competitive.

The giant servicer will exercise cleanup rights it owns and invest in existing private-label RMBS tranches it services.

The nonbank servicer will be offering new refinancing products for borrowers who can't qualify under the GSE HARP refi program.

Just when you thought the exotic issues regarding residential default had all been discovered, discussed and litigated, here comes the so-called zombie foreclosure.

You can’t always get insight into your audience, so here are some benefits to this type of teaching.

Mortgage application volume was higher than the previous week as rising interest rates led more borrowers to refinance their loans.

Young adults are waiting a few extra years to buy their first home, according to a study released Tuesday by loanDepot.

Lenders need to take the initiative to analyze their Home Mortgage Disclosure Act data before the Consumer Financial Protection Bureau does.

Another roundup of comments on our Editor at Large blog, from the best and brightest to the funniest.

The proposed merger of the Home Loan banks in Seattle and Des Moines could spur massive consolidation among their sister banks, but only if the two show it's possible to overcome governance and other logistical challenges that have deterred similar deals.

The senior officer loan survey, which is released by the Fed every three months, asked both large U.S. banks and foreign banks about the effect the new ability-to-pay and qualified mortgage rules were having on approval rates for various types of home purchase loans.

Commerce Bank has agreed to offer home financing through Embrace Affinity Mortgage Solution, an outsourced provider of residential mortgages.

Signs are definitely pointing to a rise in REO activity across the country in specific markets, particularly in Massachusetts, New York, Florida, Ohio, Illinois, Tennessee and elsewhere.

While the national foreclosure inventory has declined for 26 consecutive months to 951,000 mortgages, there remains a significant imbalance between the volume of loans in foreclosure in judicial and nonjudicial foreclosure states.

Acquisitions of large portfolios of single-family rental properties are continuing at a rapid pace, even as investors concentrate on renovating, and filling vacancies in, their existing inventories.

Unlike other regulatory agencies that in many cases looked at form over substance, the Consumer Financial Protection Bureau will ignore structures altogether when it perceives them to be "sham" transactions.

Second-quarter earnings at the country's largest mortgage banks met analyst expectations, according to a recent report from Keefe, Bruyette & Woods.

New York's banking regulator asked Ocwen Financial Corp. for information about an insurance agreement that it says may be designed to funnel fees to an Ocwen affiliate for minimal work.