Mortgages

Only 8% of the GSE’s loans have LTVs above 100%.

Just because you are a people person, it doesn’t guarantee sales success.

Higher interest rates—up to 5.4% by the end of the year—will take some affordability out of the market.

Frank Danna shows how valuations executives have had to rely on technology and shrewd quality control measures to keep up with upward pressure on appraisal prices.

This product does not count towards the 3% fee cap because the premium is rolled into the mortgage's interest rate.

Lower Federal Housing Administration premiums are a possibility that Ginnie Mae securities investors must keep tabs on because they could move markets. FHA increased premiums but is worried about lower production volumes.

With the Consumer Financial Protection Bureau's QM regulation implementation date looming large, credit unions are gearing up to make sure all of their related software and operating systems ducks are in a row.

A long-awaited final rule for the Public Housing Capital Fund Program, effective Nov. 25, implements significant changes to the old rule, according to insiders.

Home value data reported by Pro Teck Valuation Services confirm that state regulation will continue to negatively affect property values and the housing recovery.

The company’s stock is up 10% over what the initial public offering was priced at.

Job gains during the refinancing boom have evaporated.

Texas properties secure more than 60% of the low-rate Fannie Mae, Freddie Mac and Ginnie Mae mortgage servicing rights.

The battle over how to craft affordable housing requirements as part of mortgage finance reform took center stage on Thursday as witnesses at a Senate Banking Committee hearing sparred over the issue, including whether dedicated funds should be subject to Congressional appropriations.

The lender paid a $7.5 million fine in July for violating the do not call list regulations and that might have had more to do with its shutdown.

Emphasis on refinancing has left the purchase market in the dust.

The industry is still working through the mortgage loan delinquency and foreclosure problems of the past, especially in states where foreclosures are processed in a court of law, insiders say.

Both companies report compressed gain-on-sale margins.

Investors are demanding more yield and lower prices to compensate for additional duration risk, and Redwood believes its latest deal can deliver what buyers need.

The company set aside $174 million to cover potential losses associated with repurchases.

The seller is looking to concentrate on the consumer direct and correspondent lending channels.