Mortgages

State governments in California, New York and New Jersey are consolidating the entity that regulates their mortgage originators into other departments.

There’s growing evidence that the second lien market is beginning to gain traction. But don't look for any 80-10-10 products quite yet.

Banks are starting to lend money to homebuilders again, a sign that the recovery in the housing continues.

In a new letter to the Federal Reserve, the National Association of Realtors declares that underwriting standards remain too tight and the Fed should use its influence to ensure that new mortgage regulations do not further inhibit access to credit.

It is no secret that the changing market landscape has created new opportunities and threats for mortgage bankers.

The Mortgage Bankers Association hired industry veteran Pete Mills as its new senior vice president of residential policy and member services, effective Oct. 1.

The proposed integrated Real Estate Settlement Procedures Act/Truth in Lending Act form, which the Consumer Financial Protection Bureau calls the “Loan Estimate,” is designed to help borrowers shop for the best deal.

Altisource Portfolio Solutions has replaced its GoHoming online real estate marketplace with Hubzu.com.

In a business where building your personal brand is equally as important as building a company brand, David Pressel has been able to do both.

Ten industry groups are urging the Consumer Financial Protection Agency to issue a qualified mortgage rule that allows them to adhere to current underwriting standards without fear of litigation.

• Top Tech-Savvy Lenders & Servicers
• HARP 2.0 Refi Reboot
• Six Sigma Challenge

The presidential election is heating up and according to emails I’ve received there’s evidence out there suggesting that not all mortgage bankers love GOP candidate Mitt Romney.

The nation’s refinancing boom has been plowing along for two years now—and just when it appears that everyone who could refinance has already done so, rates drop yet again, setting off another round of activity.

Patrick Sheehy, a top mortgage executive at Chase, has left the company, National Mortgage News has learned.

Union Bank, San Francisco, one of the largest jumbo lenders in the U.S., is on track to fund a record $9 billion in loans this year, according to a top officer at the company.

The Justice Department is defending a recent fair-lending settlement against an accusation of prosecutorial overreach.

Ellie Mae COO Jonathan Corr discusses how mortgage companies should time new technology purchases to take advantage of market dynamics.

One tenet of real estate investing is that you never should sell a home in a down market. And one tenet of mortgage banking has always been that you don’t sell servicing rights in a down market either.

An ethical sales atmosphere starts at the corporate level.

Commercial mortgage-backed securities delinquencies declined by nine basis points in August when compared to July, but conduit loans backed by office properties remain a problem.