Mortgage applications soared last week as a plunge in borrowing costs led to biggest gain in home refinancing since January 2012.

Although refinancings will be down 3% from 2014, this is still $50 billion more than MBA had anticipated.

Recently released HMDA data strongly suggest that the reason minority homeownership rates are falling since the beginning of the recession isn't because minorities are opting out of the mortgage process, but because they're being excluded.

A two-year growth streak in national home prices stalled in the second quarter, according to Fitch Ratings.

Lenders increasingly find themselves responsible for protecting clients’ money and non-public personal information as those funds and data pass through several vendors that are part of the mortgage process.

Sales of previously owned homes rose in September to the highest level in a year, adding to signs that residential real estate will be a plus for the economy.

Originators and counselors generally need to spend more time explaining reverse mortgages to borrowers than traditional home loans, but advances in automation are moving reverses more quickly after application.

Synovus Financial in Columbus, Ga., reported a higher third-quarter profit as its total loans and net interest income increased.

A growing number of industry insiders find mortgage lending compliance may slow down but will not stop increased demand for electronic transactions.

Government officials increasingly encourage looser credit benefiting low- to moderate-income borrowers, but some lenders who make these loans said it's easier said than done. Here's why.

Lenders that use Collateral Underwriter may be eligible for Rep & Warrant relief on appraisal in the future.

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Freddie Mac has extended First American Mortgage Solution's approved distributor license to resell Freddie's valuation tools.

Home retention strategies outpaced foreclosure sales in August by a five-to-one ratio, according to the Hope Now alliance.

A wide swath of banks, from Fifth Third to SunTrust to Huntington, report big increases in refinance applications in the past few days as mortgage rates have dipped. Will it last?

Among the most intriguing aspects of DocMagic's $1.2 million acquisition of eSignSystems is the relationships DocMagic now has with vendors that private label eSignSystems technology, many of whom compete with its own document preparation software.

The second-quarter volume of commercial and multifamily mortgage debt outstanding increased $24.9 billion, or 1%, from the previous quarter, according to the Mortgage Bankers Association, as some of the top investors increase their holdings.

The lackluster earnings season for regional banks continued. Executives at Fifth Third and BB&T shared concerns about margin shrinkage and other forces beyond their control, and they provided contrasts in expense control and management of interest rate uncertainty.

Get ready for the 15th Annual Mortgage Technology Awards Ceremony with a look back at photos from previous years' events.

New federal regulations have fueled significant year-over-year increases in compliance spending for all lenders, especially midsized firms.