Technology

It sounds liked a great business formula: home loans soared at several megabanks last quarter after they spent months cutting thousands of jobs to save costs. But executives remain concerned about profit potential because market shifts and new regulations are making mortgage lending more expensive.

D.R. Horton is rolling out a new brand that will focus on providing affordable starter homes.

The online ballot is now open for mortgage lender and servicing professionals to vote for their favorite technology and services vendors.

Zillow Inc. is seeking to acquire rival Trulia Inc. in a move to combine the two most-visited U.S. real estate websites.

Using the MERS System helps stop mortgage lenders from fraudulently pledging the same loans to multiple warehouse lines. Most line providers register as interim funders. Some recent entrants may not.

Mortgage rates were little changed, keeping borrowing costs close to the lowest this year as housing rebounds after a slow start to 2014.

A continued but modest rebound in the housing market and overall economy during the second half of 2014 are not likely to offset the sluggish pace of activity during the first two quarters of the year.

For outsourcers to supply value to the originators that hire them, they must do than simply meet the terms of the agreement.

Foreclosure inventory fell to its lowest level in more than six years in June, according to a report from Black Knight Financial Services.

A lender's LOS can help or hurt its bottom line. When examining existing systems for process improvements or evaluating other alternatives, focusing on a number of key considerations can simplify the process and narrow down the field of LOS options.