Consumer data moves around more easily in the fintech era of banking on our phones, but is it safe for them? And what's the balance of consumers, lender/servicers, fintech software companies, and regulators when it comes to responsibility for consumer data privacy and protection? This can't-miss session is a state of all things consumer data and how to use it responsibly, including:
- Federal movements
- Congressional – ADPPA
- FTC APNR and Mag Mos rulemaking – the record has been laid
- The state of State laws on consumer financial data
- What non-US regulatory trends are relevant for America
- Modernization of mortgage servicing is creating all new data. Who owns it and how do you use it responsibly?