Ted Cornwell

Some industry observers believe a CFPB pilot program may do what technology advances and e-commerce advocates have failed to accomplish for more than a decade: spark widespread adoption of e-closings.

When serving United Nations employees, knowing how to explain the ins and outs of housing finance in the U.S. is a must. Fortunately for Chip Allen, mortgages run in his blood.

The title giant is betting it can capitalize on growing demand for technologies that will help lenders stay competitive. The challenge will be doing so without getting stung itself by the industry's regulatory and volume problems.

As malware and virus detection gets more advanced, financial firms may find their IT departments overwhelmed by the volume of “suspicious activity” alerts that have to be investigated.

A stand-alone quality control unit may soon become a casualty of the heightened mortgage regulatory environment.

Will American oligarchs reap billions in stock profits by investing in non-governmental housing agencies?

Federal Reserve data show the rate of decline in mortgage debt outstanding has slowed in recent quarters, while housing market trends suggest it could start growing again in the near future.

Companies that allow employees to store work data and communication on their tablets, cell phones or personal laptops need to have a model for handling electronic discovery when litigation occurs.

First-generation Asian and Latino immigrant homeowners saw a lower decline in homeownership rates after the Great Recession than their U.S.-born neighbors.

Some policies only allow a one-year window to challenge claims decisions after an event has occurred.

Tighter underwriting standards, strong farm income and relatively low loan-to-value ratios should provide a cushion if a downturn occurs.

Next year the industry is going to be paying close attention to new rules because of the changing regulatory landscape.

We're hearing that the development of “smart process applications” may revolutionize the way lenders interact with their customers.

We're hearing the “new urbanism” may change the underwriting for home loans, especially if millennials maintain their preference for city living.

We're hearing that in a post-crisis world, mortgage companies are looking for some new traits in their c-level executive suite.

We're hearing with all the kerfuffle about Apple’s release of a new iPhone, the commercial unveiling of its new operating platform for mobile devices seemed like a quiet affair.

We're hearing that a rising tide of new construction doesn’t have lenders worrying about a bubble in apartment building values...yet.

We're hearing if you think changes to the mortgage business in recent years have been jarring, you may want to fasten your seatbelt.

Fraudsters are looking for easy targets, because once a technology scam is detected the banking industry will quickly take action to thwart future instances by patching up network defenses.

We're hearing that the full-fledged recovery in the closely watched metropolitan Phoenix housing market shows no signs of abating.