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By joining GuardHill and Alan Rosenbaum (left), "We realized that together as a team, they say one and one equals two, [but] with us, one and one equals 10," said Melissa Cohn (right).
GuardHill Financial Corp. CEO Alan Rosenbaum has recruited veteran New York City mortgage originator—and former competitor—Melissa Cohn to bring an under-the-radar lender out of the shadows.
CHECKLIST: "We want to get our mortgage business to the same place as our student loan business, [and] then we will be ready to go [public]," SoFi CEO Mike Cagney said.
Marketplace lender Social Finance may pursue a larger initial public offering than expected, CEO Mike Cagney said. Progress in its mortgage business and a new lending app will be pivotal to the company's future, he said.
A recent study found that homeowners who choose not to refinance lose out on tens of thousands of dollars in savings.
Mortgage lending, particularly for bigger banks, cooled some in October as home buying season ended. Meanwhile, loan pricing deteriorated again, showing that lenders are still cutting rates to land the best credits.
Funding for housing counseling represents a minuscule fraction of total spending on housing-related initiatives. Still, some question whether taxpayers are getting the best bang for their buck.
There is no level of risk too small to be concerned with in RESPA.
Generally, advertising cost should be split pro rata based upon the amount of advertising space each party uses under the Real Estate Settlement Procedures Act, but more complicated issues arise.
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