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"I never want to turn business away, but my ethical approach to business and life would never allow me to take a deal that wasn't going to benefit the consumer," said Robert Bram.
Robert Bram of Long Island's Luxury Mortgage Group got his start in the industry trading mortgage-backed securities, but his passion for people led him to a career as an originator.
The mortgage industry has to prepare for a new breed of sales person in millennials - that's if they can get them interested in the first place.
The nation's largest mortgage lender is the first to say it will distribute the new Closing Disclosure to consumers, but other lenders, especially smaller ones, may not follow along.
Recently released HMDA data strongly suggest that the reason minority homeownership rates are falling since the beginning of the recession isn't because minorities are opting out of the mortgage process, but because they're being excluded.
The average cost to produce a loan increased dramatically over the course of the past year.
Government officials increasingly encourage looser credit benefiting low- to moderate-income borrowers, but some lenders who make these loans said it's easier said than done. Here's why.
Ben Cowen thinks volumes won't pick up much, but repurchase risk is waning.
A mortgage group president expects lenders are going to have to gain market share to grow their businesses over the next year or two.
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