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Regulation

All servicers' operations are affected regardless of size. Image: Fotolia.

CFPB's New Regulations Will Affect Small Servicers

While the new regulations implemented by the Consumer Financial Protection Bureau are designed to apply primarily to big banks and loan servicers, the regulatory environment for small and community banks will also be transformed.
Servicing
Risk Management

Top Stories

New FHFA Director Will Delay GSE Loan Fee Increases

Once Rep. Mel Watt is sworn in, he wants time to review the hikes mandated by the current Fannie Mae, Freddie Mac regulator.

Senate Set to Vote on Flood Insurance Corrections Bill

The measure would roll back certain premium increases for up to four years.

LPS in Robo-Signing Deal Talks Said to Exceed $200M

The deal would resolve claims that Lender Processing Services falsified documents related to home seizures.

Structured Finance Group Hires Former Fannie Exec

Michael Flood previously was a director in Fannie Mae’s single and multifamily divisions and also oversaw Troubled Asset Relief Program assets for the White House Office of Management and Budget.

Will FHFA Fee Hike Attract Private Capital to Mortgages?

Freddie Mac Examines Alternative Rental Cost Measure

Ocwen to Pay $2B-Plus over Servicing Abuses

CFPB Advisory Provokes New Qualified Mortgage Concerns

Regulatory Burden Slowing E-Mortgage Development: Survey

LoanLogics Expands Compliance Unit, Product Offering

M&T Again Delays Closing of Hudson City Deal

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From Our Blogs

Most of the market is looking to get an understanding of the new rules. Image: Fotolia.
Mortgage Lenders Need Capital to Meet 2104 Challenges: Consultant
The question for most companies is do they have enough cash available to pivot to find the next opportunity.
Origination

The Internal Revenue Service recognized in November that the debt written off in a short sale does not constitute recourse debt under California law. Image: ThinkStock
California Homeowners Receive Short Sale Tax Relief
Sen. Barbara Boxer, D-Calif., wrote the Internal Revenue Services in August asking how they will treat California short sales after the expiration of the Mortgage Forgiveness Debt Relief Act.
REO
Servicing

The GSE has been able to grow its multifamily securitization volumes this year despite the purchase cap by reducing the lag between the time it purchases loans and when it securitizes them. Image: Fotolia
Demand Fuels Record K-Deals, but Can Growth Last?
Freddie Mac estimates multifamily securities issuance will hit a record $28 billion this year but continued regulatory constraint could threaten future growth.
Origination

The recent financial crisis stemmed largely from the failure to understand the build-up of housing risk, they say, but better information can help dampen the boom-bust cycle and make corrections less damaging. Image: Fotolia.
FHA Loans at Most Risk if Economy Tanks Again
Exposure at FHA would be far higher than at Fannie Mae or Freddie Mac, a new study finds.
Data & Tools

A hike could bring government-sponsored enterprise loan pricing in line with the private market’s. Image: Fotolia.
Private Capital Advocates Still Think G-Fee Hikes Help Them
The guarantee fees Fannie Mae and Freddie Mac charge fail to put a price on mortgage risks in line with what the private market charges.
Origination
Risk Management

Industry Groups Alarmed by New FHA Loan Limits
The largest reductions hit “sand states” that are still recovering from the housing downturn.
Origination
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