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New capital rules may increase risk weighting for servicing: BTIG -
CFPB's Chopra on late fees, Big Tech and a looming Supreme Court case -
CFPB's Chopra: 'It's very profitable to have customers be late' -
Fed's Barr: AI could 'perpetuate or even amplify' bias in mortgages -
CFPB argues intent, not language, should determine TILA policy
- Sep 16-17, 2025|San Diego, CA
Michael Diaz Jr. is the global managing partner of law firm Diaz, Reus & Targ. Michael is a Florida bar board-certified international litigation and arbitration attorney and an ACAMS-certified anti-money-laundering specialist with 38 years of experience leading cross-border investigations, FCPA and OFAC matters, asset recovery and crypto-related disputes.
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The top five banks had a combined loan volume of more than $1 trillion held in portfolio at the end of Q4 2024.
March 31
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Mortgage lenders and vendors are waiving fees and enhancing program criteria, looking to reduce costs for borrowers and increase their business.
March 30
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ACHM 2025-HE1 will repay notes using a pro-rata, sequential pay structure that must satisfy an overcollateralization test, and cumulative loss and delinquency triggers.
March 29
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The government conservatorship of Fannie Mae and Freddie Mac wasn't meant to last forever, but releasing the companies is complicated and should involve a diffident Congress, housing policy experts said during a Federal Reserve Bank of Atlanta housing panel.
March 28
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While artificial intelligence can quickly analyze and compare products for consumers, social media and other online tools still serve to educate them.
March 28
Only 20% of the Top Producers in the National Mortgage News survey were under 40, while almost half were between 41 and 50, and 30% even older.
Those who raced ahead of the pack of loan originators last year went the distance by offering exceptional customer service, catering to niche pockets of demand in the market.
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Clear regional differences appeared in the average tax amounts owed across the U.S., with residents of one state seeing five-figure sums, Attom said.
April 17
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The Consumer Financial Protection Bureau and Townstone Financial, a Chicago mortgage lender that it sued in 2020, jointly asked a federal court to vacate a settlement, saying the case should never have been filed.
April 16
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The Federal Housing Administration has accelerated the timeline and will make the wait time for repeat home retention requests longer than originally planned.
April 16
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Robert Wagnon is retiring and sold his 75% share to long-time mortgage executive Andrina Valdes, while Paulina McGrath remains as co-owner and president.
April 16
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In internal shakeup, the Office of the Comptroller of the Currency will unify supervision divisions, revive the Chief National Bank Examiner office, and elevate IT oversight as part of a broader streamlining push.
April 16
