A O Smith Employees Credit Union

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Originations

FICO welcomes new mortgage clients to its 10T scoring model

Ohio-based Liberty Home Mortgage joins several companies who started using a more modernized FICO credit score for nonconforming mortgage originations recently.

By Spencer Lee

7h ago
Regulation and compliance

CFPB makes structural changes after expanding authority over nonbanks

The CFPB has dissolved the Office of Supervision, Enforcement and Fair Lending and eliminated the job of associate director in a move that impacts how it designates nonbanks for supervision.

By Kate Berry

8h ago
Secondary markets

Freddie Mac would buy home equity loans under FHFA proposal

The plan that the Federal Housing Finance Agency floated calls for Freddie Mac to actively invest in some new closed-end seconds as cash-out refinancing subsides.

By Bonnie Sinnock

11h ago