Alexandra Temple.jpg

Alexandra Dackin Temple

Chief Legal Officer

Alexandra Dackin Temple is the Chief Legal Officer of Lenderworks

Regulation and compliance

Accelerating rate increases could lead to ATR/QM issues for lenders

A shrinking appetite for high interest rate loans and a diminished ability to offer discount rates are aligning with more stringent requirements for lenders to get ATR/QM points and fees calculations correct, write leaders from Lenderworks.

By Alexandra Dackin Temple

May 16

TRENDING

Originations

Rocket returns to profitability in 1Q, claims market share gains

Rocket Cos. reported an increase in gain-on-sale margin but warned that going forward it is likely to slip back to levels seen in the second half of last year.

By Brad Finkelstein

8h ago
Secondary markets

GSE guarantee fees rose in 2022 as product mix shifted

The 2022 vintage had a higher percentage of purchase mortgages, as well as 30-year fixed-rate loans versus the 2021 production, an annual Federal Housing Finance Agency report said.

By Brad Finkelstein

May 2
Student loan debt

Gen Z adults moving in with parents due to high housing costs

Almost half of parents said their grown children returned to live with them after graduation, placing greater challenges on their own long-term housing and retirement goals, according to a recent survey.

By Spencer Lee

May 2