Andrada Pacheco.png

Dr. Andrada Pacheco

EVP and Chief Data Scientist

Dr. Andrada Pacheco is EVP and Chief Data Scientist at VantageScore

Credit scores

Why AEI's VantageScore 4.0 critique misses the mark

The truth is straightforward: the VantageScore 4.0 credit score outperforms the outdated FICO Classic credit score for mortgage, writes the chief data scientist at VantageScore.

By Dr. Andrada Pacheco

October 8
Credit scores

VantageScore 4.0's predictive power stands up to scrutiny

VantageScore 4.0 is more predictive than Classic FICO, offering a measurable lift in identifying high-risk borrowers and avoiding losses, according to the chief data scientist at VantageScore.

By Dr. Andrada Pacheco

September 19