Christopher Whalen
ChairmanChristopher Whalen is chairman of Whalen Global Advisors LLC and publishes the Institutional Risk Analyst blog.
-
To paint nonbanks as a source of systemic risk, particularly given the track record of commercial banks in causing the 2008 subprime mortgage fiasco, seems absurd.February 7 -
The fact that the more operationally skilled nonbanks have come to specialize in government mortgages is hardly surprising if you assess the cost to originate and service these loans.January 13
-
For the private-label mortgage-backed securities market to grow, regulators need to focus on collateral management in addition to changes to data disclosure rules.November 25
-
As tenant advocates press for even more restrictive rules for rents and capital improvements to support asset values, look for the flow of investment into multifamily real estate to dwindle.October 29
-
For the mortgage industry, the question of whether the Fed can control its target range for interest rates is crucial for managing volatility.October 16
-
The Trump administration's thinking on housing is filled with conflicts and contradictions, a quilt work of at times irrational proposals that seem to be at odds with the real world of mortgage finance.October 2
-
Whether Congress and/or the mortgage industry is able to untangle two opposing threads in the Trump administration's plans is anyone's guess.September 12
-
Wide short-term swings in interest rates — and loan prepayments — that we've all witnessed have serious secondary effects on consumers, lenders, investors and also policymakers.August 19
-
An important traditional tool of monetary policy has been diminished and may even become counterproductive in the future.July 17
-
Will the runoff of MSRs leave a hole in the capital of the mortgage finance industry?June 25
