Christopher Whalen
ChairmanChristopher Whalen is chairman of Whalen Global Advisors LLC and publishes the Institutional Risk Analyst blog.
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The fact that the more operationally skilled nonbanks have come to specialize in government mortgages is hardly surprising if you assess the cost to originate and service these loans.January 13 -
For the private-label mortgage-backed securities market to grow, regulators need to focus on collateral management in addition to changes to data disclosure rules.November 25
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As tenant advocates press for even more restrictive rules for rents and capital improvements to support asset values, look for the flow of investment into multifamily real estate to dwindle.October 29
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For the mortgage industry, the question of whether the Fed can control its target range for interest rates is crucial for managing volatility.October 16
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The Trump administration's thinking on housing is filled with conflicts and contradictions, a quilt work of at times irrational proposals that seem to be at odds with the real world of mortgage finance.October 2
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Whether Congress and/or the mortgage industry is able to untangle two opposing threads in the Trump administration's plans is anyone's guess.September 12
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Wide short-term swings in interest rates — and loan prepayments — that we've all witnessed have serious secondary effects on consumers, lenders, investors and also policymakers.August 19
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An important traditional tool of monetary policy has been diminished and may even become counterproductive in the future.July 17
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Will the runoff of MSRs leave a hole in the capital of the mortgage finance industry?June 25
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The assumption that conservatorship can end without significant changes in how the GSEs operate may be the most dangerous one of all.June 4
