
Lew Sichelman
Lew Sichelman is an independent journalist who has been covering the housing and mortgage markets for more than 40 years.

Lew Sichelman is an independent journalist who has been covering the housing and mortgage markets for more than 40 years.
The new mortgage settlement requirements have failed to disrupt the market as expected, at least as far as real estate agents are concerned, thanks in large part to diligent preparation.
When the late-night television comedians joke about Fannie Mae and Freddie Mac the two government-sponsored housing finance agencies that almost went belly-up during the housing crisis you know they have reached the public consciousness.
Credit unions are no longer the tiny cooperatives they were a generation ago.
Homebuyers may be missing out on a wide range of programs that can help them afford their purchases programs their agents either don't know about or don't want to bother with.
Consumer complaints about financial products and services such as home loans are more than just statistics. They indicate the real and difficult challenges people face as they try to navigate the financial seas.
Exposure at FHA would be far higher than at Fannie Mae or Freddie Mac, a new study finds.
Potential owners a little short on the downpayment may be able to sell a piece of the upside potential in their property.
Requiring only independent mortgage bankers to meet certain education standards is patently unfair for both independent mortgage bankers and consumers, according to Mortgage Bankers Association president David Stevens.
These firms believe they will continue to grow their businesses.
He could be running the Federal Housing Finance Agency as early as the next day.
If the switch is not done right, originators are setting themselves up for trouble.
Many would-be buyers were shut out during the previous summer and spring seasons.
Smaller firms compete with major banks trying to get business from attendees.
Higher interest ratesup to 5.4% by the end of the yearwill take some affordability out of the market.
Guarantee fees are "closer" to risk-based pricing in the private sector but still need to increase, according to the Federal Housing Finance Agency's acting director.
Lawmakers are making headway on key points, but consensus is unlikely before the presidents second term ends.
Residential and commercial real estate should benefit from improved conditions in the next couple of years.
The African-American community lost more than half its net worth as a result of the housing debacle and the ensuing economic crisis.
The government-sponsored enterprises are leaving billions on the table by not going after deadbeat borrowers who may have the wherewithal to make good on their mortgages but failed to do so.
The Consumer Financial Protection Bureau is hardly an inscrutable agency.