Nicole Valentin-Smith

Director, Client Management, Digital Lending and Origination

Nicole Valentin-Smith is director, client management, digital lending and origination at Fiserv Inc.

Digital mortgages

Three hurdles between originators and true digital lending

Digitization presents opportunities for lenders to streamline the mortgage process in ways that benefit them and their borrowers, but three things stand in the path to full adoption.

By Nicole Valentin-Smith

February 12

TRENDING

FTC

FTC files 'junk fee' complaint against payments firm Doxo

Doxo plans to fight the FTC complaint, which focuses broadly on consumer finance, but there are signs of confusion about the company's role in mortgages too.

By Bonnie Sinnock

April 25
Racial bias

Majority of U.S. residents say they've faced housing discrimination

Members of the LGBTQ community were most likely to have experienced housing bias, according to a Zillow survey, which also found many people don't recognize how fair lending laws could help.

By Spencer Lee

April 25
Regulation and compliance

Why LOs could be insulated from noncompete ban's impact

Senior executives making over $151,000 would still be subject to such clauses should the rule go into effect this year.

By Andrew Martinez

April 25